Rebuild Your Credit. Rewrite Your Future.

Start seeing real credit progress in as little as 30 to 45 days with a structured, results driven approach.

Rebuild Your Credit.

Rewrite Your Future.

Start seeing real credit progress in as little as 30 to 45 days with a structured, results driven approach.

Why Choose Wealth Upstart

Real Progress in 30 to 45 Days

Our system uses strategic dispute methods and consumer protection laws designed to create movement quickly.

Proven Track Record of Deletions

We have helped remove thousands of negative items including collections, late payments, and charge offs.

Trusted by Thousands

Over 5,000 clients have improved their credit and unlocked new financial opportunities.

Done For You Simplicity

We handle the process while you track everything inside your secure client dashboard.

Why Choose Wealth Upstart

Real Progress in 30 to 45 Days

Our system uses strategic dispute methods and consumer protection laws designed to create movement quickly.

Proven Deletion Results

We have helped remove thousands of negative items including collections, late payments, and charge offs.

Trusted by Thousands

Over 5,000 clients have improved their credit and unlocked new financial opportunities.

Done For You Simplicity

We handle the process while you track everything inside your secure client dashboard.

Choose Your Credit Reset Level

Whether you need basic corrections or full profile optimization, we have a reset plan designed for your situation.

Starter

Reset

MOST POPULAR

Complete

Reset

Fast Track Reset
+ Funding Prep

$197

Best for simple corrections and first time clients

Includes:

  • Full Credit Profile Analysis

  • Negative Account Investigation (1 Bureau)

  • Bureau Dispute Submission

  • Personalized Correction Strategy

  • 120 Day Credit Reset Roadmap

  • Credit Factor Breakdown Report

  • Client Progress Portal Access

  • Email Support Access

Start with the essentials and build momentum on your credit.

$297

Full 3 bureau strategy for stronger results

Includes everything in

Starter PLUS:

  • All 3 Credit Bureaus Challenged

  • Multi-Bureau Dispute Strategy

  • Negative Item Challenge Process

  • Credit Profile Optimization Review

  • Score Impact Factor Analysis

  • Approval Readiness Checklist

  • 120 Day Credit Reset Plan

  • Client Progress Tracking Dashboard

Upgrade to a full profile transformation across all bureaus.

$597

For speed, positioning, and funding readiness

Includes everything in

Complete Reset PLUS:

  • Priority Processing Queue

  • Expedited Investigation Requests

  • Advanced Dispute Strategy Layering

  • Personal Credit Optimization Review

  • Business Funding Readiness Review

  • Approval Positioning Checklist

  • Credit Utilization Guidance

  • Funding Profile Preparation Guidance

Accelerate your results and prepare for funding opportunities.

Every Program Includes:

Secure Client Portal

Compliance Based Dispute Process

Fair Credit Reporting Act Strategy Framework

Progress Tracking

Professional Processing Standards

our process

We handle the investigation and challenge process based on federal consumer reporting laws. While results vary based on individual profiles, our goal is to help optimize and improve your credit profile through proven correction strategies.

Choose Your Credit Reset Level

Whether you need basic corrections or full profile optimization, we have a reset plan designed for your situation.

Starter Reset

$197

Best for simple corrections and first time clients

Includes:

  • Full Credit Profile Analysis

  • Negative Account Investigation (1 Bureau)

  • Bureau Dispute Submission

  • Personalized Correction Strategy

  • 120 Day Credit Reset Roadmap

  • Credit Factor Breakdown Report

  • Client Progress Portal Access

  • Email Support Access

Start with the essentials and build momentum on your credit.

MOST POPULAR

Complete Reset

$297

Full 3 bureau strategy for stronger results

Includes everything in

Starter PLUS:

  • All 3 Credit Bureaus Challenged

  • Multi-Bureau Dispute Strategy

  • Negative Item Challenge Process

  • Credit Profile Optimization Review

  • Score Impact Factor Analysis

  • Approval Readiness Checklist

  • 120 Day Credit Reset Plan

  • Client Progress Tracking Dashboard

Upgrade to a full profile transformation across all bureaus.

Fast Track Reset
+ Funding Prep

$597

For speed, positioning, and funding readiness

Includes everything in

Complete Reset PLUS:

  • Priority Processing Queue

  • Expedited Investigation Requests

  • Advanced Dispute Strategy Layering

  • Personal Credit Optimization Review

  • Business Funding Readiness Review

  • Approval Positioning Checklist

  • Credit Utilization Guidance

  • Funding Profile Preparation Guidance

Accelerate your results and prepare for funding opportunities.

Every Program Includes:

Secure Client Portal

Compliance Based Dispute Process

Fair Credit Reporting Act Strategy Framework

Progress Tracking

Professional Processing Standards

our process

We handle the investigation and challenge process based on federal consumer reporting laws. While results vary based on individual profiles, our goal is to help optimize and improve your credit profile through proven correction strategies.

Meet Coach Day

Coach Day is the founder of The Wealth Accelerator, a fast-growing community that has helped over 2,000 members fix their credit, access funding, and create new income opportunities.

Starting from where many are today, needing better credit, more funding, and a real plan, she built a 7-figure credit and funding business and now teaches others how to do the same.

With over 150,000 followers across social media, she’s known for sharing real, up-to-date strategies that actually work.

Her students have secured over $3M+ in funding, with many going on to start their own credit and funding businesses.

Inside her trainings, you’ll learn how to:

💳 Position your credit strategically

💰 Understand how funding works

📈 Turn knowledge into income

🚀 Build a clear financial plan

Her message is simple:

You don’t need perfect credit.

You just need the right strategy and execution.

If you’re ready to stop waiting,

this is your moment to level up.

Meet Coach Day

Coach Day is the founder of The Wealth Accelerator, a fast-growing community that has helped over 2,000 members fix their credit, access funding, and create new income opportunities.

Starting from where many are today, needing better credit, more funding, and a real plan, she built a 7-figure credit and funding business and now teaches others how to do the same.

With over 150,000 followers across social media, she’s known for sharing real, up-to-date strategies that actually work.

Her students have secured over $3M+ in funding, with many going on to start their own credit and funding businesses.

Inside her trainings, you’ll learn how to:

💳 Position your credit strategically

💰 Understand how funding works

📈 Turn knowledge into income

🚀 Build a clear financial plan

Her message is simple:

You don’t need perfect credit.

You just need the right strategy and execution.

If you’re ready to stop waiting,

this is your moment to level up.

Real People.

Real GROWTH.

See how our clients went from denied applications to major approvals and financial confidence.

Real People. Real growth.

See how our clients went from denied applications to major approvals and financial confidence.

Frequently Asked Questions

Do I Need a Consultation?

No. A consultation is NOT required.

A consultation is not required to move forward. Your onboarding and communication will be handled efficiently through email and your client portal.

What Negative Items Are You Able to Remove?

We dispute and work to remove a wide range of negative accounts including:

Collections, Inquiries, Charge-Offs, Repos, Late Payments, Medical Debt, Bankruptcies, Child Support Reporting & more.

Every report is unique, so results vary — but we target every eligible item strategically.

How Long Does It Take To See Results?

Every credit profile is different, so there’s no set timeline — however, many clients do begin to see movement early in their journey, sometimes within the first 30–45 days. Even if results take longer, that doesn’t mean progress isn’t happening behind the scenes.

Our team disputes consistently, monitors updates closely, and guides you every step of the way to ensure you’re getting the best results possible.

How Do I Get Started?

It’s simple — enroll online, submit your documents, and we begin disputing on your behalf. Your client portal will track every update, item removed, and milestone reached.

Frequently Asked Questions

Do I Need a Consultation?

No. A consultation is NOT required.

A consultation is not required to move forward. Your onboarding and communication will be handled efficiently through email and your client portal.

What Negative Items Are You Able to Remove?

We dispute and work to remove a wide range of negative accounts including:

Collections, Inquiries, Charge-Offs, Repos, Late Payments, Medical Debt, Bankruptcies, Child Support Reporting & more.

Every report is unique, so results vary — but we target every eligible item strategically.

How Long Does It Take To See Results?

Every credit profile is different, so there’s no set timeline — however, many clients do begin to see movement early in their journey, sometimes within the first 30–45 days. Even if results take longer, that doesn’t mean progress isn’t happening behind the scenes.

Our team disputes consistently, monitors updates closely, and guides you every step of the way to ensure you’re getting the best results possible.

How Do I Get Started?

It’s simple — enroll online, submit your documents, and we begin disputing on your behalf. Your client portal will track every update, item removed, and milestone reached.

Providing credit education and improvement services, we do not guarantee specific results. Outcomes vary based on your credit profile, documentation, and reporting accuracy. All services comply with applicable consumer protection laws.

3400 Cottage Way Ste G2
Company City and Zip | Sacramento CA

Providing credit education and improvement services, we do not guarantee specific results. Outcomes vary based on your credit profile, documentation, and reporting accuracy. All services comply with applicable consumer protection laws.

3400 Cottage Way Ste G2
Company City and Zip | Sacramento CA

© 2026 Wealth Upstart. All Rights Reserved.

© 2026 Wealth Upstart.

All Rights Reserved.